Choosing a Škoda is more than just adding a new car to your garage — it’s about making a smart decision that fits your lifestyle. Whether you’re looking to own, lease, or insure your vehicle, we’ll help you build a tailored solution that works for your needs, your budget, and your journey. Because when you choose Škoda, you choose to Live Smarter.
Skoda finance and leasing
Personal finance
We’ve put together a range of finance plans that could help you get a lot more Škoda than you were expecting.
Business finance
We offer business finance plans designed to allow you the peace of mind to concentrate on what’s really important – your business.
Apply for finance
If you’re ready to take the next step towards financing your new Škoda you can either complete our Finance enquiry form below and a Škoda representative will be in touch as soon as possible, or you can complete our online application form.
Finance calculator
Use our Škoda finance calculator to explore examples of some of our products. Simply enter the vehicle details and then choose the finance solution that you think best suits you.
Škoda finance makes it easy to drive the Škoda you want.
We offer flexible finance and leasing options for private customers, giving you confidence and control over your budget.
With a wide range of finance products, you can upgrade to a new or used Škoda regularly—so you always enjoy the latest features and technology.
Personal finance
Operating lease**
Takes away the hassle of ownership. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest Škoda model.
Key benefits:
- Selected new Škoda vehicles only
- Maintained options & non-maintained
- Agreed payment term (e.g. 36 months, 45 months)
- Choose your preferred kilometre limit
To find out more visit eurorate.co.nz.
Credit agreement*
A credit agreement is one of the simplest and most popular ways to own your Škoda.
Key benefits:
- Fixed interest rate
- Agreed payment term (24 months, 36 months)
- Security interest over your Škoda only
Check out our Consumer Credit Agreement
Guaranteed Future Value*
Škoda Guaranteed Future Value gives you a flexible finance option with peace of mind built in.
From the start, you’ll know the minimum value your Škoda will be worth at the end of your term. Enjoy low fixed repayments, and when your term ends, choose to renew, retain, or return—the choice is yours.
Key benefits:
- Fixed interest rate
- Flexible payment terms (24, 36 or 48 months)
- Choose your preferred kilometre limit
- Guaranteed Minimum Future Value
Tools to help you decide
Škoda Motor Vehicle Insurance
Škoda Motor Vehicle Insurance provides quality service and support when you need it. Our policy, tailored specifically for Škoda drivers, includes numerous benefits and extras—exactly what you’d expect from Škoda.
Business finance
Operating lease***
Tailored solutions to drive your business forward. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model.
Key benefits:
- Selected new Škoda’s only
- Maintained options or non-maintained
- Agreed payment term (e.g. 12 – 48 months)
- Choose your preferred kilometre limit
- Tax benefits for GST registered businesses
Business lease**
Perfect for businesses who want regular upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.
Key benefits:
- Selected new & used Škoda vehicles only
- Unlimited kilometre allowance
- Tax benefits for GST registered businesses
- Agreed payment term (e.g. 37 months, 45 months)
Credit agreement*
A credit agreement is one of the simplest and most popular ways to own your Škoda.
Key benefits:
- Fixed interest rate
- Tax benefits for GST registered businesses
- Security interest over your Škoda only
- Tailor your payments to suit your cashflow
Škoda finance & leasing
Škoda finance is provided by UDC Finance Limited. For further information, please visit udc.co.nz. Operating leases are provided by Euro Rate Leasing Limited – for further information please visit eurorate.co.nz.
*Škoda Finance, Business Lease and Škoda Guaranteed Future Value packages are provided by UDC Finance Limited. UDC’s lending criteria and standard terms and conditions apply. Škoda Guaranteed Minimum Future Value terms and conditions apply. Finance and Business Lease packages are only available when you purchase your Škoda from one of our approved dealers. Škoda finance is subject to lending & credit criteria being met including, after inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial / legal advice.
**Consumer and Business Operating Leases are provided by Euro Rate Leasing Limited and are subject to their lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice. Operating Lease packages are only available when you purchase your Škoda from one of our approved dealers.
Finance enquiry
Disclaimers
Images shown on this page may be international images that could vary from NZ specification. Some equipment shown is optional. Wireless Apple CarPlay® and wireless Android Auto™ is compatible with the latest versions of iOS and Android, an active data service plan is required, optional connection cable (sold separately).